Money?
 Money???
Someone asked me an interesting question in a e-mail once. Do you believe in
money? My first thought was if I say no, I will be branded a socialist or communist.
However most people don't really have an idea what Socialism or communism are, as
they have been bombarded with propaganda since they could walk. The truth being at
this point I am as much a communist as a capitalist, as I don't particularly care
for government at all. The truth being that this country is more socialistic than
anyone in government will admit. Capitalism in theory is unobstructed free market,
nothing but greed and sorrow. You should always keep in mind, that when they
say that the economy is good, what they mean is that the rich are getting richer,
and the only way they can do that is if other people's work contributes to their
wealth.
My position on money would be best discussed by explaining what I am doing
with my life currently. Over the years I have tried to lead the capitalist dream,
make money, spend money, borrow money, make more money. I fell into most of the
economic traps. After years of busting my butt, and not seeming to get any
where, I decided to figure out exactly where my money was going to. I kept track
of every cent for a couple of years and realized that the largest part of my money
went to support various branches of government in one way or another, about 28 cents
of every dollar went to support these men that I neither voted for or approved of,
these men who can give themselves raises and take your property because they need
it. Its called eminent domain, they called it manifest destiny when they took the
lands from the Native Americans (I see it as stealing no matter what they choose
to call it). I found that 18 cents went to pay for interest on the loans for
everything I bought on credit, but didn't have time to enjoy. I found that 10 cents
went to some sort of insurance... This left me with 44 cents for each dollar I earned!!!
I decided I had to work even harder if I was to get away from being constantly broke.
So I Started working double jobs and soon found that the more you make the more they
take. After working at a suicidal pace for a couple of years I found that various
government agencies were taking 41 cents out of every dollar and I had even less
time and money. The realization came one week when I worked an extra hour at one
of my jobs and when I received my pay check it was for a dollar less than usual,
my extra hour of overtime pushed me into a higher tax bracket and it cost me a dollar
to work that extra hour. I finally completed the American dream by going bankrupt.
Which in short is paying a lawyer to take your last red cent and push you though
the most embarrassing time of your life. It is when friends and business contacts
suddenly stop talking to you, like bankruptcy is contagious...I gave up my home,
my new car, my position as a respected businessman. The ordeal was so disheartening
that I left my home state and moved on to start over. I decided that I would never
borrow money again, I adjusted my life style to my income and when I wanted something
I couldn't afford I worked an extra job or volunteered for overtime. So I had eliminated
the "interest part of my budget". I also eliminated all but the required
insurance (automobile in this state) Meanwhile it was the eighties and taxes
kept rising, and my checks became smaller and smaller, while my living expenses kept
rising. Unable to afford a real vacation I decided to go back packing on the Appalachian
trail for a month and found that when you are nowhere you don't need money... I spent
$20 over a three week period and found life without stress has a great deal of appeal.
I wondered if life could be this simple. Soon the kids grew up and left home and
I found I wasn't spending as much money, but the problem with having extra money
is that some how everyone knows and figures out new ways to get it from you.
Finally in complete disgust I decided to retire and be independently broke. I quit
my management job, bought an old van and became voluntarily homeless. It was a great
three months but eventually I ran out of money, the van broke down and I had to return
to the world of the working. At first I went back to the management world and soon
found myself working seventy plus hours again and giving my forty cents on the dollar
to the government. I realized that I had to break the cycle, so I took a second job
for three months and saved the pay... I bought an old beat up trailer and said the
hell with aesthetics. I moved into a small, make that non-existent
town. I got a part time low stress job. I gave up cable TV, I gave up eating out,
I gave up new clothes. In the end I make less than half of what I made when I got
out of college, but now the government is getting it's 28 percent of a lot less of
my money. Now I have time, and in the end, time is what money is all about.
How much money is worth giving up your time? Well I still get regular offers
from the business world, but they can't seem to offer me enough to rejoin that insanity.
Winter is tough, one may even say boring, but I have come to believe that boring
is better than stressed out! People sometimes ask me how can you live like that no
security, no savings, no health Insurance? What if something happens? Well shit happens
all the time and insurance always has deductables, I spend a lot less now than when
I was insured... Now I have belief, more powerful than any insurance, I believe that
when I need something, not want but need it will be provided and it always is...
Sometimes I find cash or am offered a chance to make extra money. Ocassionally I
buy a lottery ticket, it does't matter how, just that I am being taken care of...
But alas I really haven't addressed the "Reality of money"
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